Hudson, IL
Hudson wildfire risk explained
Hudson's 840 buildings earn a 2nd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hudson at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hudson's building exposure, zone by zone
USFS classifies 95.7% of Hudson's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Hudson compares
There's little gap between Hudson's 2nd national percentile and its 12th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hudson ranks 31,035 for wildfire risk (1 is highest) and 13,251 by building count (1 is largest). Within Illinois alone, it ranks 1,269 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Hudson's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hudson's 95.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hudson's 31,035-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hudson, see the exposure-zones guide.