Hudson, IA
Hudson wildfire risk explained
USFS scores Hudson at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,380 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hudson's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Hudson's building exposure, zone by zone
78.6% of Hudson's 1,380 buildings sit in USFS's Minimal exposure zone, with only 21.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hudson compares
Hudson's risk sits at a similar level relative to Iowa (39th percentile statewide) as it does nationally (25th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hudson ranks 23,508 for wildfire risk (1 is highest) and 9,716 by building count (1 is largest). Within Iowa alone, it ranks 622 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Hudson and the insurance market
Hudson's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 78.6% of buildings rated Minimal exposure, Hudson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hudson's figures come from
Hudson's 25th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hudson's dominant minimal exposure actually means, with real examples from across the dataset.