Hudson, CO
Hudson wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hudson at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 945 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hudson at the 69th percentile, close to its 68th-percentile risk score.
Hudson's building exposure, zone by zone
Most of Hudson's buildings (72.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Hudson compares
Hudson's 68th national percentile looks worse in isolation than its 35th ranking inside Colorado does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Hudson ranks 9,985 for wildfire risk (1 is highest) and 12,340 by building count (1 is largest). Within Colorado alone, it ranks 308 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Hudson and the insurance market
Hudson's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 72.6% of Hudson's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 945 counted buildings into the percentiles shown above for Hudson. For more on what indirect exposure implies beyond Hudson, see the exposure-zones guide.