Huckabay, TX
How exposed is Huckabay to wildfire?
USFS's Wildfire Risk to Communities model puts Huckabay at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 298 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huckabay at the 92nd percentile, close to its 92nd-percentile risk score.
Huckabay's building exposure, zone by zone
99.7% of Huckabay's 298 buildings sit in USFS's Direct exposure zone, roughly 297 structures close enough to burnable vegetation for flame contact, not just embers — 0.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Huckabay against the rest of the country
There's little gap between Huckabay's 92nd national percentile and its 90th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Huckabay ranks 2,436 for wildfire risk (1 is highest) and 21,694 by building count (1 is largest). Within Texas alone, it ranks 186 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Huckabay and the insurance market
Huckabay's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Huckabay
Because Direct exposure dominates in Huckabay (99.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Huckabay's 2,436-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Huckabay, see the exposure-zones guide.