Hublersburg, PA
Hublersburg wildfire risk explained
Out of every US place USFS scores, Hublersburg lands at the 52nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 111 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hublersburg at the 51st percentile, close to its 52nd-percentile risk score.
What "at risk" means for the buildings here
Most of Hublersburg's buildings (58.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Hublersburg against the rest of the country
Within Pennsylvania, Hublersburg ranks higher (86th percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hublersburg ranks 15,101 for wildfire risk (1 is highest) and 28,606 by building count (1 is largest). Within Pennsylvania alone, it ranks 273 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Hublersburg's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hublersburg
Hublersburg's 58.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Hublersburg's figures come from
Hublersburg's 52nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hublersburg's dominant indirect exposure actually means, with real examples from across the dataset.