Huber Heights, OH
How exposed is Huber Heights to wildfire?
Out of every US place USFS scores, Huber Heights lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 18,053 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huber Heights at the 16th percentile, close to its 14th-percentile risk score.
Huber Heights's building exposure, zone by zone
Only 14% of Huber Heights's 18,053 buildings carry Direct exposure and 0.2% carry Indirect; the remaining 85.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 18,053 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Huber Heights ranks
Huber Heights's 41st-percentile standing inside Ohio outpaces its 14th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Huber Heights ranks 27,176 for wildfire risk (1 is highest) and 793 by building count (1 is largest). Within Ohio alone, it ranks 750 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Huber Heights and the insurance market
At the 14th national percentile, Huber Heights rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Huber Heights
With 85.9% of buildings rated Minimal exposure, Huber Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Huber Heights's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Huber Heights, see the exposure-zones guide.