Hubbell, NE
Hubbell wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hubbell at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 96 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hubbell at the 50th percentile, close to its 56th-percentile risk score.
What "at risk" means for the buildings here
69.8% of Hubbell's 96 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Hubbell against the rest of the country
Hubbell's risk sits at a similar level relative to Nebraska (44th percentile statewide) as it does nationally (56th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hubbell ranks 13,777 for wildfire risk (1 is highest) and 29,241 by building count (1 is largest). Within Nebraska alone, it ranks 327 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Hubbell
Hubbell's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hubbell
Because 69.8% of Hubbell's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Hubbell's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Hubbell, see the exposure-zones guide.