Hubbard, OH
How exposed is Hubbard to wildfire?
Out of every US place USFS scores, Hubbard lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 4,355 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hubbard at the 37th percentile, close to its 36th-percentile risk score.
Where Hubbard's buildings actually sit
81.6% of Hubbard's 4,355 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.4% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Hubbard compares
Compare Hubbard's two percentiles: 77th within Ohio, only 36th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hubbard ranks 20,339 for wildfire risk (1 is highest) and 3,928 by building count (1 is largest). Within Ohio alone, it ranks 285 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Hubbard
At the 36th national percentile, Hubbard rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hubbard
With ember exposure the dominant pattern in Hubbard (81.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Hubbard's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Hubbard, see the exposure-zones guide.