Huachuca City, AZ
How exposed is Huachuca City to wildfire?
Huachuca City's 982 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Huachuca City at the 98th percentile, close to its 97th-percentile risk score.
Where Huachuca City's buildings actually sit
Indirect exposure is dominant in Huachuca City (73.7% of 982 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 26.3% sit in the Direct zone.
How Huachuca City compares
There's little gap between Huachuca City's 97th national percentile and its 83rd percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Huachuca City ranks 965 for wildfire risk (1 is highest) and 12,058 by building count (1 is largest). Within Arizona alone, it ranks 78 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Huachuca City's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Huachuca City
Huachuca City's 73.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Huachuca City's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Huachuca City, see the exposure-zones guide.