Hoytville, OH
Hoytville wildfire risk explained
Hoytville's 187 buildings earn a 0th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hoytville's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Hoytville's building exposure, zone by zone
91.4% of Hoytville's 187 buildings sit in USFS's Minimal exposure zone, with only 8.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hoytville against the rest of the country
Hoytville's risk sits at a similar level relative to Ohio (1st percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hoytville ranks 31,469 for wildfire risk (1 is highest) and 25,360 by building count (1 is largest). Within Ohio alone, it ranks 1,251 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 0th national percentile, Hoytville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 91.4% of Hoytville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Hoytville's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hoytville, see the exposure-zones guide.