Hoyt, KS
Hoyt wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hoyt at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 377 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hoyt at the 90th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hoyt's buildings actually sit
50.1% of Hoyt's 377 buildings sit in USFS's Minimal exposure zone, with only 49.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hoyt against the rest of the country
There's little gap between Hoyt's 89th national percentile and its 89th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hoyt ranks 3,621 for wildfire risk (1 is highest) and 19,719 by building count (1 is largest). Within Kansas alone, it ranks 81 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Hoyt
At the 89th percentile nationally, Hoyt carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Hoyt's 50.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hoyt's figures come from
Hoyt's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hoyt's dominant minimal exposure actually means, with real examples from across the dataset.