Howards Grove, WI
Howards Grove wildfire risk explained
Howards Grove's 1,461 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Howards Grove at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Howards Grove's buildings actually sit
USFS classifies 83.2% of Howards Grove's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 16.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Howards Grove against the rest of the country
There's little gap between Howards Grove's 5th national percentile and its 1st percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Howards Grove ranks 29,866 for wildfire risk (1 is highest) and 9,351 by building count (1 is largest). Within Wisconsin alone, it ranks 800 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Howards Grove and the insurance market
Howards Grove's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Howards Grove
With 83.2% of buildings rated Minimal exposure, Howards Grove gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,461 counted buildings into the percentiles shown above for Howards Grove. For more on what minimal exposure implies beyond Howards Grove, see the exposure-zones guide.