Howard City (Boelus), NE
Howard City (Boelus), NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Howard City (Boelus) lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 173 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Howard City (Boelus)'s burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
Howard City (Boelus) rates 59.5% Minimal exposure against just 13.9% Direct and 26.6% Indirect — of 173 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Howard City (Boelus) compares
Howard City (Boelus) scores 69th nationally and 66th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Howard City (Boelus) ranks 9,866 for wildfire risk (1 is highest) and 25,903 by building count (1 is largest). Within Nebraska alone, it ranks 197 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Howard City (Boelus) and the insurance market
At the 69th percentile nationally, Howard City (Boelus) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Howard City (Boelus)
Howard City (Boelus)'s 59.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 173 counted buildings into the percentiles shown above for Howard City (Boelus). For more on what minimal exposure implies beyond Howard City (Boelus), see the exposure-zones guide.