Hoven, SD
Hoven, SD's wildfire risk, in USFS's own numbers
Hoven sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 368 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hoven at the 64th percentile, close to its 71st-percentile risk score.
What "at risk" means for the buildings here
82.1% of Hoven's 368 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 6.3% Direct and 11.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Hoven ranks
Hoven scores 71st nationally and 66th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hoven ranks 9,307 for wildfire risk (1 is highest) and 19,917 by building count (1 is largest). Within South Dakota alone, it ranks 151 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Shopping for coverage in Hoven
At the 71st percentile nationally, Hoven carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 82.1% of Hoven's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 368 counted buildings into the percentiles shown above for Hoven. For more on what indirect exposure implies beyond Hoven, see the exposure-zones guide.