Houstonia, MO
Houstonia wildfire risk explained
Out of every US place USFS scores, Houstonia lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 154 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Houstonia at the 13th percentile, close to its 14th-percentile risk score.
Houstonia's building exposure, zone by zone
Houstonia rates 77.3% Minimal exposure against just 22.7% Direct and 0% Indirect — of 154 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Houstonia ranks
There's little gap between Houstonia's 14th national percentile and its 6th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Houstonia ranks 27,074 for wildfire risk (1 is highest) and 26,708 by building count (1 is largest). Within Missouri alone, it ranks 996 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Houstonia
At the 14th national percentile, Houstonia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 77.3% of Houstonia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Houstonia's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Houstonia, see the exposure-zones guide.