Houston, AK
Houston, AK's wildfire risk, in USFS's own numbers
USFS scores Houston at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,147 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Houston at the 91st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
97.7% of Houston's 1,147 buildings sit in USFS's Direct exposure zone, roughly 1,120 structures close enough to burnable vegetation for flame contact, not just embers — 2.3% fall in the Indirect, ember-only zone and 0.1% are Minimal.
Houston against the rest of the country
Houston's risk sits at a similar level relative to Alaska (79th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Houston ranks 2,539 for wildfire risk (1 is highest) and 10,975 by building count (1 is largest). Within Alaska alone, it ranks 70 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Houston's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Houston's 97.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,147 counted buildings into the percentiles shown above for Houston. For more on what direct exposure implies beyond Houston, see the exposure-zones guide.