Houston Acres, KY
Houston Acres wildfire risk explained
USFS scores Houston Acres at the 10th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 297 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Houston Acres at the 12th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
53.9% of Houston Acres's 297 buildings sit in USFS's Direct exposure zone, roughly 160 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 46.1% are Minimal.
Where Houston Acres ranks
There's little gap between Houston Acres's 10th national percentile and its 4th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Houston Acres ranks 28,519 for wildfire risk (1 is highest) and 21,707 by building count (1 is largest). Within Kentucky alone, it ranks 528 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Houston Acres and the insurance market
At the 10th national percentile, Houston Acres rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 53.9% of Houston Acres in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Houston Acres's 28,519-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Houston Acres, see the exposure-zones guide.