Houserville, PA
How exposed is Houserville to wildfire?
Houserville sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 897 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Houserville at the 39th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
897 buildings are counted in Houserville, and 73.2% of them are Indirect exposure — ember-driven risk rather than the 26.8% in Direct exposure or the 0% rated Minimal.
Where Houserville ranks
Within Pennsylvania, Houserville ranks higher (67th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Houserville ranks 18,320 for wildfire risk (1 is highest) and 12,755 by building count (1 is largest). Within Pennsylvania alone, it ranks 667 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Houserville and the insurance market
Houserville's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 73.2% of Houserville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Houserville's 18,320-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Houserville, see the exposure-zones guide.