Housatonic, MA
Housatonic, MA's wildfire risk, in USFS's own numbers
Housatonic sits at the 27th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 572 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Housatonic at the 26th percentile, close to its 27th-percentile risk score.
Housatonic's building exposure, zone by zone
572 buildings are counted in Housatonic, and 50.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Housatonic ranks
Within Massachusetts, Housatonic ranks higher (55th percentile) than it does nationally (27th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Housatonic ranks 23,132 for wildfire risk (1 is highest) and 16,214 by building count (1 is largest). Within Massachusetts alone, it ranks 112 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
What this risk score means for insurance
Housatonic's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Housatonic
With 50.3% of Housatonic in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Housatonic's figures come from
Housatonic's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Housatonic's dominant direct exposure actually means, with real examples from across the dataset.