Houlton, WI
Houlton, WI's wildfire risk, in USFS's own numbers
USFS scores Houlton at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 349 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Houlton's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Houlton's buildings actually sit
55% of Houlton's 349 buildings sit in USFS's Direct exposure zone, roughly 192 structures close enough to burnable vegetation for flame contact, not just embers — 41.8% fall in the Indirect, ember-only zone and 3.2% are Minimal.
Where Houlton ranks
Houlton's 64th-percentile standing inside Wisconsin outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Houlton ranks 22,049 for wildfire risk (1 is highest) and 20,357 by building count (1 is largest). Within Wisconsin alone, it ranks 293 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Houlton
Houlton's moderate rating (30th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Houlton
Houlton's 55% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Houlton's figures come from
Houlton's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Houlton's dominant direct exposure actually means, with real examples from across the dataset.