Hotchkiss, CO
Hotchkiss, CO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hotchkiss lands at the 63rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hotchkiss at the 62nd percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
83.8% of Hotchkiss's 619 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 16.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Hotchkiss against the rest of the country
Hotchkiss's 63rd national percentile looks worse in isolation than its 30th ranking inside Colorado does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Hotchkiss ranks 11,524 for wildfire risk (1 is highest) and 15,566 by building count (1 is largest). Within Colorado alone, it ranks 330 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Hotchkiss's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Hotchkiss (83.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hotchkiss's 11,524-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hotchkiss, see the exposure-zones guide.