Hospers, IA
How exposed is Hospers to wildfire?
Hospers sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 423 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hospers at the 20th percentile, close to its 24th-percentile risk score.
Hospers's building exposure, zone by zone
84.2% of Hospers's 423 buildings sit in USFS's Minimal exposure zone, with only 15.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hospers against the rest of the country
Hospers's risk sits at a similar level relative to Iowa (38th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hospers ranks 23,858 for wildfire risk (1 is highest) and 18,777 by building count (1 is largest). Within Iowa alone, it ranks 636 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Hospers and the insurance market
Hospers's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hospers's 84.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hospers's figures come from
The methodology guide shows exactly how USFS turned 423 counted buildings into the percentiles shown above for Hospers. The exposure-zones guide covers what Hospers's dominant minimal exposure actually means, with real examples from across the dataset.