Hosmer, SD
Hosmer, SD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hosmer at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 304 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hosmer's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Where Hosmer's buildings actually sit
Direct exposure dominates in Hosmer: 52.3% of its 304 buildings, versus 47.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hosmer compares
Hosmer scores 59th nationally and 45th within South Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hosmer ranks 12,932 for wildfire risk (1 is highest) and 21,530 by building count (1 is largest). Within South Dakota alone, it ranks 241 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 59th national percentile, Hosmer rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hosmer
With 52.3% of Hosmer in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 304 counted buildings into the percentiles shown above for Hosmer. For more on what direct exposure implies beyond Hosmer, see the exposure-zones guide.