Horton, KS
How exposed is Horton to wildfire?
Horton sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,257 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Horton's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Horton's building exposure, zone by zone
Most of Horton's buildings (80.1% of 1,257) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Horton ranks
Horton's risk sits at a similar level relative to Kansas (65th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Horton ranks 10,050 for wildfire risk (1 is highest) and 10,311 by building count (1 is largest). Within Kansas alone, it ranks 255 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Horton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 80.1% of Horton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Horton's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Horton, see the exposure-zones guide.