Horseshoe Bend, ID
Horseshoe Bend wildfire risk explained
USFS scores Horseshoe Bend at the 96th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 457 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Horseshoe Bend at the 96th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 58.2% of Horseshoe Bend's 457 buildings in the Indirect exposure zone, versus 41.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Horseshoe Bend against the rest of the country
Horseshoe Bend's risk sits at a similar level relative to Idaho (81st percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Horseshoe Bend ranks 1,413 for wildfire risk (1 is highest) and 18,120 by building count (1 is largest). Within Idaho alone, it ranks 44 of 232 places by risk. See the full county-by-county picture for Idaho on its state page.
Shopping for coverage in Horseshoe Bend
Horseshoe Bend's very high rating (96th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Horseshoe Bend (58.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Horseshoe Bend's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Horseshoe Bend, see the exposure-zones guide.