Horseshoe Bend, AR
Horseshoe Bend, AR's wildfire risk, in USFS's own numbers
Horseshoe Bend sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,396 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Horseshoe Bend at the 81st percentile, close to its 78th-percentile risk score.
Where Horseshoe Bend's buildings actually sit
Direct exposure dominates in Horseshoe Bend: 81.2% of its 1,396 buildings, versus 15.5% Indirect and 3.3% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Horseshoe Bend against the rest of the country
Horseshoe Bend's risk sits at a similar level relative to Arkansas (74th percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Horseshoe Bend ranks 6,926 for wildfire risk (1 is highest) and 9,642 by building count (1 is largest). Within Arkansas alone, it ranks 162 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Horseshoe Bend
Horseshoe Bend's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Horseshoe Bend (81.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Horseshoe Bend's figures come from
Every one of the two percentiles behind Horseshoe Bend's 6,926-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Horseshoe Bend's dominant direct exposure actually means, with real examples from across the dataset.