Horseheads, NY
How exposed is Horseheads to wildfire?
Horseheads's 3,081 buildings earn a 24th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Horseheads at the 24th percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
3,081 buildings are counted in Horseheads, and 62.7% of them are Indirect exposure — ember-driven risk rather than the 18.1% in Direct exposure or the 19.2% rated Minimal.
Horseheads against the rest of the country
Horseheads's 50th-percentile standing inside New York outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Horseheads ranks 24,117 for wildfire risk (1 is highest) and 5,313 by building count (1 is largest). Within New York alone, it ranks 646 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 24th national percentile, Horseheads rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Horseheads
With ember exposure the dominant pattern in Horseheads (62.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Horseheads's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Horseheads, see the exposure-zones guide.