Horseheads North, NY
Horseheads North wildfire risk explained
Horseheads North's 1,220 buildings earn a 29th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Horseheads North at the 30th percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
53% of Horseheads North's 1,220 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 47% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Horseheads North ranks
Compare Horseheads North's two percentiles: 62nd within New York, only 29th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Horseheads North ranks 22,318 for wildfire risk (1 is highest) and 10,536 by building count (1 is largest). Within New York alone, it ranks 495 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Horseheads North
Horseheads North's moderate rating (29th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Horseheads North (53% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Horseheads North's figures come from
Horseheads North's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Horseheads North's dominant indirect exposure actually means, with real examples from across the dataset.