Horntown, VA
Horntown wildfire risk explained
Horntown sits at the 66th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,111 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Horntown's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Where Horntown's buildings actually sit
USFS classifies 52.6% of Horntown's buildings as Direct exposure, higher than its 47.3% Indirect share and far above its 0.1% Minimal share — a profile where 584 structures sit close enough to vegetation that lot clearing matters most.
How Horntown compares
Horntown scores 66th nationally and 77th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Horntown ranks 10,796 for wildfire risk (1 is highest) and 11,215 by building count (1 is largest). Within Virginia alone, it ranks 156 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Horntown and the insurance market
Horntown's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Horntown
Because Direct exposure dominates in Horntown (52.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,111 counted buildings into the percentiles shown above for Horntown. For more on what direct exposure implies beyond Horntown, see the exposure-zones guide.