Horntown, OK
Horntown, OK's wildfire risk, in USFS's own numbers
Horntown sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 101 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Horntown's burn probability — fire likelihood with no building count factored in — sits at the 99th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Horntown: 100% of its 101 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Horntown compares
Horntown's risk sits at a similar level relative to Oklahoma (99th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Horntown ranks 546 for wildfire risk (1 is highest) and 29,006 by building count (1 is largest). Within Oklahoma alone, it ranks 10 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Horntown
Horntown's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 100% of Horntown in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Horntown's 546-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Horntown, see the exposure-zones guide.