Hornsby Bend, TX
How exposed is Hornsby Bend to wildfire?
Hornsby Bend sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 4,496 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hornsby Bend at the 71st percentile, close to its 70th-percentile risk score.
Hornsby Bend's building exposure, zone by zone
64.5% of Hornsby Bend's 4,496 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 35.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Hornsby Bend compares
Hornsby Bend's 70th national percentile looks worse in isolation than its 32nd ranking inside Texas does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Hornsby Bend ranks 9,371 for wildfire risk (1 is highest) and 3,800 by building count (1 is largest). Within Texas alone, it ranks 1,227 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hornsby Bend
Hornsby Bend's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Hornsby Bend (64.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,496 counted buildings into the percentiles shown above for Hornsby Bend. For more on what indirect exposure implies beyond Hornsby Bend, see the exposure-zones guide.