Hornersville, MO
How exposed is Hornersville to wildfire?
USFS scores Hornersville at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 439 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hornersville's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
What "at risk" means for the buildings here
USFS puts 76.1% of Hornersville's 439 buildings in the Indirect exposure zone, versus 23% Direct and 0.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hornersville compares
Hornersville's 26th national percentile looks worse in isolation than its 8th ranking inside Missouri does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Hornersville ranks 23,328 for wildfire risk (1 is highest) and 18,481 by building count (1 is largest). Within Missouri alone, it ranks 976 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Hornersville
At the 26th national percentile, Hornersville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Hornersville (76.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hornersville's 23,328-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hornersville, see the exposure-zones guide.