Hornell, NY
How exposed is Hornell to wildfire?
USFS scores Hornell at the 25th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,536 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hornell's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
USFS puts 86.8% of Hornell's 3,536 buildings in the Indirect exposure zone, versus 13.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Hornell against the rest of the country
Within New York, Hornell ranks higher (52nd percentile) than it does nationally (25th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hornell ranks 23,675 for wildfire risk (1 is highest) and 4,731 by building count (1 is largest). Within New York alone, it ranks 616 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Hornell
At the 25th national percentile, Hornell rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hornell
Hornell's 86.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,536 counted buildings into the percentiles shown above for Hornell. For more on what indirect exposure implies beyond Hornell, see the exposure-zones guide.