Horizon City, TX
Horizon City, TX's wildfire risk, in USFS's own numbers
USFS scores Horizon City at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 7,323 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Horizon City at the 26th percentile, close to its 23rd-percentile risk score.
Where Horizon City's buildings actually sit
Indirect exposure is dominant in Horizon City (86.3% of 7,323 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 13.7% sit in the Direct zone. At 7,323 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Horizon City against the rest of the country
Horizon City's 23rd national percentile looks worse in isolation than its 2nd ranking inside Texas does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Horizon City ranks 24,215 for wildfire risk (1 is highest) and 2,333 by building count (1 is largest). Within Texas alone, it ranks 1,767 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Horizon City
Horizon City's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Horizon City (86.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,323 counted buildings into the percentiles shown above for Horizon City. For more on what indirect exposure implies beyond Horizon City, see the exposure-zones guide.