Horine, MO
Horine, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Horine at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 381 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Horine's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Horine's buildings actually sit
Of Horine's 381 counted buildings, 59.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Horine ranks
Horine ranks lower within Missouri (32nd percentile statewide) than its 50th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Horine ranks 15,921 for wildfire risk (1 is highest) and 19,623 by building count (1 is largest). Within Missouri alone, it ranks 725 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Horine
At the 50th national percentile, Horine rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 59.1% of Horine in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Horine's figures come from
Horine's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Horine's dominant direct exposure actually means, with real examples from across the dataset.