Horace, KS
Horace wildfire risk explained
Horace's 169 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Horace at the 55th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Horace's buildings actually sit
169 buildings are counted in Horace, and 66.3% of them are Indirect exposure — ember-driven risk rather than the 33.7% in Direct exposure or the 0% rated Minimal.
Where Horace ranks
Horace scores 57th nationally and 47th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Horace ranks 13,460 for wildfire risk (1 is highest) and 26,068 by building count (1 is largest). Within Kansas alone, it ranks 383 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 57th national percentile, Horace rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Horace's 66.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 169 counted buildings into the percentiles shown above for Horace. For more on what indirect exposure implies beyond Horace, see the exposure-zones guide.