Hopland, CA
Hopland wildfire risk explained
USFS scores Hopland at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 451 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hopland at the 99th percentile, close to its 99th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 59.4% of Hopland's 451 buildings in the Indirect exposure zone, versus 40.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Hopland ranks
Hopland scores 99th nationally and 90th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hopland ranks 306 for wildfire risk (1 is highest) and 18,248 by building count (1 is largest). Within California alone, it ranks 159 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Hopland and the insurance market
Hopland sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Hopland's can end up mattering for. More on the disclosure law.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Hopland (59.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hopland's 306-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hopland, see the exposure-zones guide.