Hopkinton, RI
How exposed is Hopkinton to wildfire?
USFS scores Hopkinton at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 314 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hopkinton's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Hopkinton: 100% of its 314 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Hopkinton against the rest of the country
Compare Hopkinton's two percentiles: 91st within Rhode Island, only 32nd nationally — a gap of 59 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hopkinton ranks 21,379 for wildfire risk (1 is highest) and 21,264 by building count (1 is largest). Within Rhode Island alone, it ranks 4 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
Hopkinton and the insurance market
Hopkinton's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Hopkinton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hopkinton's 21,379-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hopkinton, see the exposure-zones guide.