Hopkinton, MA
How exposed is Hopkinton to wildfire?
USFS scores Hopkinton at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,010 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hopkinton's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Hopkinton's building exposure, zone by zone
1,010 buildings are counted in Hopkinton, and 69.5% of them are Indirect exposure — ember-driven risk rather than the 30.5% in Direct exposure or the 0% rated Minimal.
Hopkinton against the rest of the country
Within Massachusetts, Hopkinton ranks higher (94th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hopkinton ranks 19,602 for wildfire risk (1 is highest) and 11,857 by building count (1 is largest). Within Massachusetts alone, it ranks 16 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
What this risk score means for insurance
Hopkinton's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Hopkinton (69.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hopkinton's 19,602-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hopkinton, see the exposure-zones guide.