Hopkins, MO
How exposed is Hopkins to wildfire?
Hopkins's 407 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hopkins at the 61st percentile, close to its 60th-percentile risk score.
Hopkins's building exposure, zone by zone
Only 28% of Hopkins's 407 buildings carry Direct exposure and 0% carry Indirect; the remaining 72% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Hopkins compares
There's little gap between Hopkins's 60th national percentile and its 54th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hopkins ranks 12,735 for wildfire risk (1 is highest) and 19,084 by building count (1 is largest). Within Missouri alone, it ranks 486 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Hopkins and the insurance market
At the 60th national percentile, Hopkins rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 72% of buildings rated Minimal exposure, Hopkins gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hopkins's figures come from
The methodology guide shows exactly how USFS turned 407 counted buildings into the percentiles shown above for Hopkins. The exposure-zones guide covers what Hopkins's dominant minimal exposure actually means, with real examples from across the dataset.