Hopkins, MI
How exposed is Hopkins to wildfire?
Hopkins's 348 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hopkins at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hopkins's buildings actually sit
Only 8.6% of Hopkins's 348 buildings carry Direct exposure and 0.9% carry Indirect; the remaining 90.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Hopkins compares
There's little gap between Hopkins's 5th national percentile and its 13th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hopkins ranks 29,850 for wildfire risk (1 is highest) and 20,365 by building count (1 is largest). Within Michigan alone, it ranks 648 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Hopkins and the insurance market
At the 5th national percentile, Hopkins rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 90.5% of buildings rated Minimal exposure, Hopkins gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hopkins's figures come from
Every one of the two percentiles behind Hopkins's 29,850-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hopkins's dominant minimal exposure actually means, with real examples from across the dataset.