Hopewell, NJ
Hopewell, NJ's wildfire risk, in USFS's own numbers
Hopewell sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 943 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hopewell at the 41st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Hopewell: 60.9% of its 943 buildings, versus 39.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hopewell compares
Hopewell's risk sits at a similar level relative to New Jersey (45th percentile statewide) as it does nationally (42nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hopewell ranks 18,436 for wildfire risk (1 is highest) and 12,366 by building count (1 is largest). Within New Jersey alone, it ranks 383 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Hopewell's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hopewell
Hopewell's 60.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hopewell's figures come from
The methodology guide shows exactly how USFS turned 943 counted buildings into the percentiles shown above for Hopewell. The exposure-zones guide covers what Hopewell's dominant direct exposure actually means, with real examples from across the dataset.