Hopelawn, NJ
Hopelawn wildfire risk explained
USFS scores Hopelawn at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 942 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hopelawn's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
What "at risk" means for the buildings here
Most of Hopelawn's buildings (97.5% of 942) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Hopelawn ranks
There's little gap between Hopelawn's 38th national percentile and its 41st percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hopelawn ranks 19,416 for wildfire risk (1 is highest) and 12,371 by building count (1 is largest). Within New Jersey alone, it ranks 417 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Hopelawn and the insurance market
Hopelawn's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 97.5% of buildings rated Minimal exposure, Hopelawn gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Hopelawn's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hopelawn, see the exposure-zones guide.