Hooper, NE
Hooper, NE's wildfire risk, in USFS's own numbers
USFS scores Hooper at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 565 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hooper's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Hooper's building exposure, zone by zone
Hooper rates 82% Minimal exposure against just 18.1% Direct and 0% Indirect — of 565 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Hooper compares
There's little gap between Hooper's 72nd national percentile and its 73rd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hooper ranks 8,772 for wildfire risk (1 is highest) and 16,326 by building count (1 is largest). Within Nebraska alone, it ranks 159 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Hooper
At the 72nd percentile nationally, Hooper carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 82% of Hooper outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hooper's 8,772-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hooper, see the exposure-zones guide.