Hooper Bay, AK
Hooper Bay, AK's wildfire risk, in USFS's own numbers
Hooper Bay's 275 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hooper Bay's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Hooper Bay (53.5% of 275 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.6% sit in the Direct zone.
How Hooper Bay compares
Hooper Bay's risk sits at a similar level relative to Alaska (31st percentile statewide) as it does nationally (40th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hooper Bay ranks 18,961 for wildfire risk (1 is highest) and 22,345 by building count (1 is largest). Within Alaska alone, it ranks 223 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
What this risk score means for insurance
Hooper Bay's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Hooper Bay's 53.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Hooper Bay's figures come from
Every one of the two percentiles behind Hooper Bay's 18,961-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hooper Bay's dominant indirect exposure actually means, with real examples from across the dataset.