Hooks, TX
How exposed is Hooks to wildfire?
Out of every US place USFS scores, Hooks lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,508 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hooks's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Hooks's building exposure, zone by zone
1,508 buildings are counted in Hooks, and 80.9% of them are Indirect exposure — ember-driven risk rather than the 19.1% in Direct exposure or the 0% rated Minimal.
Hooks against the rest of the country
Hooks's 70th national percentile looks worse in isolation than its 31st ranking inside Texas does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Hooks ranks 9,400 for wildfire risk (1 is highest) and 9,131 by building count (1 is largest). Within Texas alone, it ranks 1,233 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Hooks
Hooks's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 80.9% of Hooks's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hooks's figures come from
Hooks's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hooks's dominant indirect exposure actually means, with real examples from across the dataset.