Honeygo, MD
Honeygo wildfire risk explained
Out of every US place USFS scores, Honeygo lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,950 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Honeygo at the 22nd percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
Of Honeygo's 3,950 counted buildings, 54.6% carry Direct exposure and only 17.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Honeygo against the rest of the country
There's little gap between Honeygo's 22nd national percentile and its 31st percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Honeygo ranks 24,456 for wildfire risk (1 is highest) and 4,292 by building count (1 is largest). Within Maryland alone, it ranks 363 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Honeygo's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 54.6% of Honeygo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Honeygo's 24,456-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Honeygo, see the exposure-zones guide.