Honey Grove, TX
Honey Grove wildfire risk explained
Honey Grove sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,118 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Honey Grove's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Honey Grove's building exposure, zone by zone
USFS puts 62.2% of Honey Grove's 1,118 buildings in the Indirect exposure zone, versus 37.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Honey Grove ranks
Honey Grove ranks lower within Texas (32nd percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Honey Grove ranks 9,370 for wildfire risk (1 is highest) and 11,166 by building count (1 is largest). Within Texas alone, it ranks 1,226 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Honey Grove and the insurance market
Honey Grove's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Honey Grove's 62.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Honey Grove's 9,370-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Honey Grove, see the exposure-zones guide.