Honcut, CA
Honcut, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Honcut at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 228 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Honcut's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Honcut's building exposure, zone by zone
99.1% of Honcut's 228 buildings sit in USFS's Direct exposure zone, roughly 226 structures close enough to burnable vegetation for flame contact, not just embers — 0.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Honcut ranks
Honcut ranks lower within California (65th percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Honcut ranks 2,700 for wildfire risk (1 is highest) and 23,845 by building count (1 is largest). Within California alone, it ranks 554 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Honcut
Honcut's 91st-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Honcut's 99.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Honcut's figures come from
Honcut's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Honcut's dominant direct exposure actually means, with real examples from across the dataset.