Homosassa Springs, FL
Homosassa Springs, FL's wildfire risk, in USFS's own numbers
USFS scores Homosassa Springs at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 9,017 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Homosassa Springs's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Homosassa Springs's building exposure, zone by zone
58.6% of Homosassa Springs's 9,017 buildings sit in USFS's Direct exposure zone, roughly 5,284 structures close enough to burnable vegetation for flame contact, not just embers — 34% fall in the Indirect, ember-only zone and 7.4% are Minimal. At 9,017 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Homosassa Springs ranks
Inside Florida, Homosassa Springs sits at just the 50th percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Homosassa Springs ranks 6,079 for wildfire risk (1 is highest) and 1,838 by building count (1 is largest). Within Florida alone, it ranks 476 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Homosassa Springs
Homosassa Springs's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 58.6% of Homosassa Springs in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Homosassa Springs's 6,079-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Homosassa Springs, see the exposure-zones guide.